Two-wheeler finance refers to the provision of financing options for the purchase of two-wheelers such as motorcycles and scooters. People often rely on two-wheelers for transportation and for day to day activities as well as two-wheeler finance can be a valuable tool in enabling small businesses to acquire the vehicles as they need to operate and expand their businesses.

Why two-wheeler finance is important 

1. Affordable transportation: Two-wheelers are often a more affordable mode of transportation compared to cars or trucks. People can use two-wheelers to transport goods, for daily purpose and travel to and from their work sites, all while saving on fuel and maintenance costs.
2. Accessibility: Two-wheelers can navigate through narrow lanes and congested traffic, making them a more accessible mode of transportation for small businesses operating in densely populated areas.
3. Flexibility: Two-wheelers can be customized to meet the specific needs of a business, such as adding a delivery box or installing a mobile advertising display. This customization can help small businesses to differentiate themselves from competitors and build their brands.
4. Expansion: Two-wheeler finance can help small businesses to expand their operations by acquiring additional vehicles, thereby increasing their delivery capacity and reach.
5. Convenience: Two-wheeler finance options are often more convenient and accessible compared to traditional business loans, as they require less documentation and offer faster approval times.

A two-wheeler loan enables you to buy a bike of your choice at low-interest rates with monthly EMIs without disturbing your budget. EMIs or Equated Monthly Installments are designed to repay the two-wheeler loan at affordable prices. The tenure for EMIs ranges from 1 to 1.5 years - we also offer the option of pre-closure of the loan by paying the entire amount with some pre-termination charges.

Features:

1. Loan amount:  Rs 30,000 -1,60,000
2. Loan to value (LTV): 65% - 80%
3. A quick loan process with minimum documents and Formalities
4. Flexible Tenure: 18-30 Month
5. Low & Attractive Interest Rates
6. Nach or Cash options in EMI
7. Eligible for Salaried, Self-employed professionals, etc.