Two Wheeler Finance

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Two-wheeler finance is not just about providing loans, it is about enabling dreams.

Two-wheeler finance refers to the provision of financing options for the purchase of two-wheelers such as motorcycles and scooters. People often rely on two-wheelers for transportation and for day to day activities as well as two-wheeler finance can be a valuable tool in enabling small businesses to acquire the vehicles as they need to operate and expand their businesses.

Why two-wheeler finance is important 

  1. Affordable transportation: Two-wheelers are often a more affordable mode of transportation compared to cars or trucks. People can use two-wheelers to transport goods, for daily purpose and travel to and from their work sites, all while saving on fuel and maintenance costs.
  2. Accessibility: Two-wheelers can navigate through narrow lanes and congested traffic, making them a more accessible mode of transportation for small businesses operating in densely populated areas.
  3. Flexibility: Two-wheelers can be customized to meet the specific needs of a business, such as adding a delivery box or installing a mobile advertising display. This customization can help small businesses to differentiate themselves from competitors and build their brands.
  4. Expansion: Two-wheeler finance can help small businesses to expand their operations by acquiring additional vehicles, thereby increasing their delivery capacity and reach.
  5. Convenience: Two-wheeler finance options are often more convenient and accessible compared to traditional business loans, as they require less documentation and offer faster approval times.

A two-wheeler loan enables you to buy a bike of your choice at low-interest rates with monthly EMIs without disturbing your budget. EMIs or Equated Monthly Installments are designed to repay the two-wheeler loan at affordable prices. The tenure for EMIs ranges from 1 to 1.5 years - we also offer the option of pre-closure of the loan by paying the entire amount with some pre-termination charges.


  1. Loan amount:  Rs 30,000 -1,60,000
  2. Loan to value (LTV): 65% - 80%
  3. A quick loan process with minimum documents and Formalities
  4. Flexible Tenure: 18-30 Month
  5. Low & Attractive Interest Rates
  6. Nach or Cash options in EMI
  7. Eligible for Salaried, Self-employed professionals, etc.


Freequently Asked Question

  • What is two-wheeler finance?

    Two-wheeler finance is a type of loan that enables individuals to purchase a two-wheeler, such as a motorcycle or scooter, by borrowing money from a lender.

  • How much can I borrow with two-wheeler finance?

    The amount you can borrow with two-wheeler finance depends on several factors, such as your credit score, income, and the type of two-wheeler you want to purchase. Typically, lenders offer loans ranging from a few thousand to several lakhs of rupees.

  • What are the requirements for two-wheeler finance?

    The requirements for two-wheeler finance vary depending on the lender. Typically, lenders require borrowers to provide identity and address proof, income proof, bank statements, and other relevant documents. They may also check the credit scores of the borrowers.

  • What are the interest rates for two-wheeler finance?

    Interest rates for two-wheeler finance vary depending on the lender, the type of loan, and the borrower's creditworthiness. Typically, interest rates for two-wheeler finance range from 9% to 20%.

  • Can I use two-wheeler finance for any purpose?

    Two-wheeler finance is meant to be used for the purchase of a two-wheeler only. However, some lenders may have specific restrictions on how the funds can be used.

  • What happens if I cannot repay the two-wheeler finance?

    If you cannot repay the two-wheeler finance, the lender may take legal action to recover the funds. This can include seizing the two-wheeler or taking legal action against the borrower.

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